Jean Pierre Eugene
CERTIFIED FINANCIAL PLANNER®
Cetera Investors
1715 N Westshore Blvd
Suite 260
Tampa, FL 33607
813-302-7753
jean.eugene@ceterainvestors.com
jpeugene.ceterainvestors.com

Key Planning & Investment Deadlines: Fall 2026

OCTOBER – Focus: Cybersecurity

Are you scared of being hacked?
FINANCIAL DATES & DEADLINES
  • October 1. Final deadline for establishing SIMPLE IRA for 2026
  • October 1. FAFSA 2027–2028 opens
  • October 15. Medicare Advantage and drug plan open enrollment begins
  • October 15. 2025 extended individual tax returns due
SPECIAL OBSERVANCES

Cybersecurity Awareness Month

  • October 18-24. Retirement Security Week
  • October 31. Halloween

NOVEMBER – Focus: Long-Term Care

Do you have a long-term care strategy?
FINANCIAL DATES & DEADLINES
  • November 1. 2026 health insurance open enrollment starts
  • November 11. Veterans Day
  • November 26. Thanksgiving Day (markets closed)
  • November 27. Markets close at 1 p.m. ET
SPECIAL OBSERVANCES

Long-Term Care Planning Month

  • November 1. Daylight Savings Time ends
  • November 4. Election Day
  • November 28. Small Business Saturday

DECEMBER – Focus: Year-End Strategies

Do you have your documents in order for year-end strategies?
FINANCIAL DATES & DEADLINES
  • December 7. Medicare Advantage and drug plan open enrollment closes
  • December 25. Christmas Day (markets closed)
  • December 31. Last day to:
    • Establish Keogh, solo 401(k)
    • Make contributions to 401(k)
    • Sell stock to realize gains/losses
    • Take RMDs
    • Pay expenses for itemized deductions
    • Make tax-deductible charitable contributions
    • Make annual tax-free gifts
SPECIAL OBSERVANCES
  • December 1. Giving Tuesday
  • December 4-12. Hannukah
  • December 7. Pearl Harbor Day
  • December 21. Winter Solstice
  • December 26. Kwanzaa begins
  • December 31. New Year’s Eve